Portugal D7 retirement and passive income visa

Pensioners show the amount of their pension and a document guaranteeing that it is received or available in Portugal. People living on their own income show income from movable or immovable property, intellectual property or investment portfolios, and its availability in Portugal. Religious applicants show a sponsorship letter and a document from their church or community, recognised under Portuguese law, certifying their status as minister or member of a consecrated institute.

Housing must be secured for 365 days, either by buying a property in Portugal or with a long-term lease. You also need the national visa form, two photos, a passport valid three months beyond the stay, travel insurance covering medical expenses and repatriation, and a criminal record certificate with apostille. Missing documents can lead to refusal, and the fee is not refunded.

Means are set by Portaria 1563/2007 and indexed to the minimum monthly wage, which is EUR 920 in 2026. The main applicant needs 100% of that amount, a second adult 50% and each child 30%, for at least 12 months. A couple therefore needs EUR 1,380 a month (EUR 16,560 a year), and a couple with one child EUR 1,656 a month. Consular checklists also ask for proof of means in Portugal, in particular a Portuguese bank account.

EUR 110 for the visa. The residence permit itself is charged by AIMA: EUR 133.00 for receiving and analysing the request plus EUR 114.30 for granting a temporary permit (in-person rates in the fee table updated 26 February 2026; 25% less through a digital channel).

By law the consulate decides a residence visa within 60 days and a temporary stay visa within 30 days, so apply well before your start date.

Within the four months of the visa you apply to AIMA for the temporary residence permit, with proof of means, address, tax and Social Security registration where applicable, and health insurance or NHS coverage. The permit is valid two years and then renewable for three years at a time; after five years you can apply for permanent residence with A2 Portuguese.

A refused national visa can be challenged by a complaint to the consulate within 15 days, a hierarchical appeal to the Minister of Foreign Affairs within three months, or an action before the Administrative Court of Lisbon within three months. The routes are not mutually exclusive, and each appeal procedure costs EUR 75 (except for visas following a family reunification approval). Since Lei 61/2025, a visa is also refused to anyone who entered or stayed in Portugal illegally and is subject to an entry ban.