MalaysiaResidence
Malaysia golden visa: MM2H Platinum and Gold residence
Malaysia My Second Home (MM2H): Platinum and Gold categories
In short
Malaysia's residence-by-investment route is the MM2H programme of the Ministry of Tourism, Arts and Culture. Its top tiers require a fixed deposit in a Malaysian bank of USD 1,000,000 (Platinum, 20-year pass) or USD 500,000 (Gold, 15-year pass) and the purchase of a home worth at least RM2 million or RM1 million. Only Platinum participants may work or run a business.
Apply on MM2H (Ministry of Tourism, Arts and Culture) checked 23 October 2026
Key facts
- Maximum stay
- Minimum stay of 90 days a year for participants under 50; no maximum.
- Validity
- Platinum 20 years, Gold 15 years, with a multiple entry visa, tied to passport validity.
- Fee
- MYR 200,000One-off participating fee for a Platinum principal (Gold RM3,000); dependants pay none. Pass fee RM500 per year and visa fee RM0 to 50.
- Funds required
- US$1,000,000Platinum fixed deposit in a Malaysian bank (Gold USD 500,000); up to 50 percent may be withdrawn after approval for a home, education, medical or tourism costs.
- Work
- Platinum: business, investment and employment permitted. Gold: not allowed.
- Family
- Spouse, children under 21 (21 to 34 if single and unemployed), disabled children, parents and parents-in-law; Platinum may also bring foreign maids.
- Path to permanent residence
- MOTAC does not describe MM2H as a route to permanent residence; the pass is renewable every five years after the maximum period.
- Where to apply
- Through a MOTAC-licensed MM2H agent, from abroad or within Malaysia.
Who can join
MM2H is open to nationals of sovereign countries with diplomatic relations with Malaysia, aged 25 or over for the Platinum, Gold and Silver tiers. Applications must go through a MM2H tour operator licensed under the Tourism Industry Act 1992 and are processed by the One Stop Centre MM2H. The final decision lies with the Immigration Department, and appeals go to the Ministry of Home Affairs.
Deposit and property thresholds
Platinum requires a fixed deposit of USD 1,000,000 and a home worth RM2,000,000 or more; Gold requires USD 500,000 and a home of at least RM1,000,000. The deposit must sit with a Malaysian institution licensed under Act 758 or Act 759 of 2013 (the banking and Islamic banking statutes). After approval up to half of it may be withdrawn to buy a home or pay for education, medical treatment or tourism in Malaysia.
Buying and owning a residence after approval is compulsory, and it may not be sold for 10 years unless you upgrade to a more expensive property. Breaching any condition can lead to the pass being revoked.
Fees
The one-off participating fee per principal is RM200,000 for Platinum and RM3,000 for Gold, with no participating fee for dependants. Until the maximum programme period ends, the pass sticker is renewed every five years or with the passport at RM500 per year plus a visa fee of RM0 to 50. After the maximum period, five-yearly renewals cost RM5,000 (Platinum) or RM3,000 (Gold) for the principal and each dependant.
Application route
After the conditional approval letter is issued, applicants have 90 days to open the fixed deposit, buy health insurance (for those aged 60 and below), undergo the medical check-up at a MOTAC panel clinic and complete the personal bond stamped by LHDN. The processing fee, participating fee, pass and visa fees are then paid, and the MM2H endorsement is issued.
- Choose a MM2H agent licensed by the Ministry of Tourism, Arts and Culture and submit your documents to the agent.
- The agent files the application with the One Stop Centre MM2H, which reviews it.
- If accepted, the Immigration Department issues a notice and conditional approval letter to the agent.
- Within 90 days, open the fixed deposit, buy health insurance, complete the medical check-up and the stamped personal bond.
- Submit these documents through the agent and pay the processing fee, participating fee, pass and visa fees.
- Receive the MM2H pass endorsement and buy the qualifying residence after approval.
What the pass allows
Platinum holders may conduct business, invest and take up employment; Gold, Silver and SEZ/SFZ holders may not. All participants may receive long-term medical treatment, and children may study up to tertiary level at government-recognised institutions. Foreign funds such as the fixed deposit are exempt from tax. If the principal dies, the pass can pass to a registered dependant.
Documents
Required documents
Travel
- Valid passport (all pages)
Money
- Fixed deposit certificate from a Malaysian bank licensed under Act 758 or Act 759 of 2013 (the banking and Islamic banking statutes)
Insurance
- Health insurance with worldwide coverage from a Malaysian or foreign insurer (applicants aged 60 and below)
- Medical check-up report from a panel clinic or hospital appointed by MOTAC
Other
- Personal bond form stamped by the Inland Revenue Board of Malaysia (LHDN)
Supporting documents (where they apply)
Family
- Marriage and birth certificates for dependants
Frequently asked questions
Does Malaysia have a golden visa?
The closest equivalent is MM2H, a long-stay residence programme based on a fixed deposit and a property purchase. Platinum gives a 20-year pass and Gold a 15-year pass.
Can I work in Malaysia with MM2H?
Only in the Platinum category. Gold, Silver and SEZ/SFZ participants may not do business, invest or take jobs.
Can I apply for MM2H directly with the government?
No. Applications must be submitted through a MM2H agent licensed by MOTAC.
How long must I live in Malaysia each year?
Participants under 50 must spend 90 days in total per year in Malaysia; for those aged 25 to 49 the requirement can be met by the principal and/or dependants.
Official sources
- Ministry of Tourism, Arts and Culture (MOTAC): MM2H requirements and regulations
- MOTAC: MM2H Platinum category
- MOTAC: Malaysia My Second Home (MM2H) official site
Summarised from the official sources above. Rules, fees and processing times change: confirm with the embassy or the official portal before you apply.
Other visa types for Malaysia
Visits and short stays
- Tourist visa Maximum stay: Set by the immigration officer at entry; the usual period depends on nationality.
- Transit visa Processing time: Set by the Malaysian mission where you apply; apply at least three working days before the flight.
Business and self-employment
- Business visa Maximum stay: Social visit pass: as stamped at entry. MEV: 30 days per entry.
- Entrepreneur and start-up visa Maximum stay: New: 1 year plus 1 renewal. Established: up to 5 years plus one 5-year renewal.
- Investor visa Maximum stay: Six months, with a possible six-month extension.
Study and training
- Student visa Maximum stay: Pass duration follows the course, renewed as needed.
Work
- Work visa Maximum stay: Each pass up to 60 months, following the employment contract; total tenure up to 10 years (Categories I and II) or 5 years (Category III).
- Intra-company transfer visa Maximum stay: Up to 12 months per issuance; training at a factory or hotel up to six months.
- Skilled worker visa Validity: Approved for 10 years; the ePASS is first issued for five years or the passport validity, then renewed to complete 10 years.
- Digital nomad visa Maximum stay: 3 to 12 months, renewable for 12 more months; 24 months in total.
Family
- Family reunification visa Validity: Follows the principal's Employment Pass, or the dependant's passport if shorter; LT-SVP approvals are for up to 12 months at a time.
- Spouse and partner visa Validity: LTSVP for at least six months and up to five years, subject to approval.
Residence
- Retirement visa Maximum stay: No minimum stay for participants aged 50 and over; under 50 must spend 90 days a year in Malaysia.
- Permanent residence Maximum stay: No time limit.
Online travel permits
- Electronic travel authorisation (ETA) Validity: Submitted within three days before arrival, counting the day of submission.
- e-Visa Validity: Normally one entry within three months of issue.
Protection
- Asylum and international protection Processing time: No fixed timeline: UNHCR schedules status interviews by need, not by how long someone has been registered.